It has become a habit to do a check and balance every year end and reflections on how I came to who I am now. I started having time to think and plan for myself after donating part of my liver in 2009. Prior to that, I kept a very hectic schedule, with 2 to 3 jobs at a time and active participation in up to 12 community organisations, of which I held positions in 8 organisations with responsibilities.
Looking back, I really had no idea how I managed my time and life prior to 2009. I recalled I kept telling myself that I will sleep more tomorrow, so is okay to sleep less tonight. I remember telling myself the same thing everyday for the past many years. As I reflected and asked why I did all these, I pictured a scene of my aunt who cried when I was young. She blamed herself for being unable to bring up 2 of the 3 children under her wings, up to a point she could be proud of. I was the third and I knew I won’t want her to regret her whole life. I planted a seed in my head and said I will make her cry again but it will be because of my success, not my failure.
Very early in life in 2006, I was awarded the Selangor Youth Award. I didn’t make her proud enough. In 2008, I delivered to her The Great Woman of Our Time Award – a huge crystal trophy and a certificate, which comes along with 2 full page photo and brief in the prestigious Malaysian Women’s Weekly magazine. She cried and proudly told my father, “Hey, I am also responsible for your daughter’s success.”
After working so hard for years just to see that moment happening right in front of my eyes, I then asked myself, “What’s next?” It was funny, because you have done so much just to see that moment and then you don’t know how else to move forward in life! I then resolve to do one BIG thing a year. 2009 was donating part of my liver, 2010 published my book, 2011 I kayaked from Mukah to Kuching (300km) to promote organ donation, 2012-2013 I focused in the 13th general election as an MP candidate in PJ Utara.
This coming 2014, I’d like to focus on my money making journey, a plan I put off in 2012 to focus on the elections. Reflecting on my journey to make money, I find myself very lucky to have maintained a love-to-learn attitude, started very early in life, being frugal (although I am actually a spender!) and being able to build a small portfolio by now.
I may not have a big home and car yet, but my portfolio is destined to be bigger in the coming years. I plan to retire by the age of 40. The journey wasn’t fun, it was lonely and it was challenging.
I remember when my friends were busy arranging a movie outing or a party, I was busy reading the next books on investments.
When my friends were busy looking for a job, I ended up in a multi-level marketing business. I learned a lot in the process.
While my friends were busy recollecting about movies and fashion, I find myself having no topic to talk about.
When I spoke to my family members about investment, I was being poured cold water. An uncle would say buying property to rent out is the most stupid decision. Tenants will spoil my house, they won’t pay rental on time, they are difficult to manage and bla bla bla…. When I now start sharing about stock investment on my Facebook, too many people will argue that stock market is not a way to make money and that more people lose in stock market.
Well, I have proven my uncle wrong in a small portfolio of rental properties now. I will also continue with my plan no matter what.
I have seen people make money and lose money in properties. I have seen people making money and losing money in business. I too seen people make and lose money in stock market. The same goes to a job – people make money in a job and lose more than they earn in expenses. So do I stop working, stop investing in properties, stop trading and stop doing business? Definitely not!
Come 2014, I am putting everything on sabbatical, focus on building my portfolio and polish my skills in investments. I will continue to write and share about “Being Rich“. 2014 will also see a new accomplished writer named Chew Hoong Ling. I will continue writing, finish the writer’s course I bought from UK and polish my writing skills to make decent income from writing.
Happy New Year!